Access business loans up to $1M

Hassle-free business financing options without the paperwork. Apply today and get funded sooner.

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Seamless sign up

Create an account in minutes that links with your business bank account

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Personalised solutions

Get a credit limit specific to your business

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Simple platforms

Manage your cash flow with ease by having all your accounts in one place

Finance for any business need

Business Overdraft

Cash flow management

Suitable for all business needs. Cover day-to-day expenses or free up capital for growth.

Business Overdraft Dashboard

Account limits up to $1M
Unsecured finance options available
Only pay interest on what you use

Equipment Line

Equipment and fitouts

Finance business equipment and fitout purchases, in easy instalments.

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Payments spread over 5 years
No restrictions on age or types of assets
No repayment for 120 days on fitouts

Trade Account

Invoice payments

Manage supplier invoices in one place with flexible terms and payment options that suit you.

Trade Account Dashboard

Account limits up to $500k in minutes
Pay in weekly instalments up to 20 weeks
Extend invoices when it suits you

Wondering which product is suited for your business?

FIND MY OPTIONS

Trusted by over 15,000 Australian businesses

Best thing has been maintaining our cash flow for our expansion. Communication with Shift on any issues has been exceptional

- Hospitality

Customer service was easy and proactive. Process times were extremely quick as well

- Retail e-commerce

We only pay interest on funds used. It gives us great flexibility and peace of mind

- Optics

We’ve worked with Shift twice now and it’s been so simple and quick. Great communication and willingness to spend the time helping out.

- Healthcare

Access your funds in 3 easy steps

Register for an account in minutes

Link your business bank account for faster decisions

Get funded and start transacting