Improve cash flow management with a Business Overdraft
A hassle-free finance solution that allows you to meet current and future needs
GET STARTEDSuitable for all your business needs
Access up to $1 million through our business line of credit. Save the hassle from withdrawing business loans and going through the credit check process every time.
Funds as you need them
Funds can be used for any business purpose, simply transfer what you need to your business bank account.
Do business internationally
Easily send funds to over 170 countries directly from your Business Overdraft with competitive rates in 50+ currencies through a feature provided by OFX.
Product features
Account limits up to $1M
Weekly instalments over 4 years
Only pay interest on what you use
Approvals possible within 24 hours
Hear from our customers
The Business Overdraft platform is user friendly and information relating to the facility is easily trackable. The staff are friendly and able to resolve any issues efficiently.
- MJ's Hideout
The Business Overdraft is an appropriate product to address the business’s needs in the present moment. The experience was good and overall, highly positive.
- Pellycan Asphalt
The whole process of getting set up on the Business Overdraft was fast, smooth and seamless. The technology used by Shift is top notch and Rifayat was a great help.
- Aangan Express Essendon
Access your funds in 3 easy steps
Register for an account in minutes
Link your business bank account for faster decisions
Get funded and start transacting
Get Started
Open a Business Overdraft
Join over 15,000 Australian businesses using Shift and register for an account online in minutes.
Active ABN
Australian mobile number
Australian driver’s licence or passport