EQUIPMENT LINE

Purchase equipment and pay for fitouts on demand

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Save time

Streamline smaller transactions to focus on high value activities

Increase revenue

Recurring stream of income from each transaction your customer makes

Provide a better customer experience

Enable your customers to access funds on demand

One revolving facility for multiple transactions

A revolving facility, such as the Equipment Line, gives your customers access to the funds they need, when they need them.

  
		Equipment Line
		
      Suitable for current and future purchases
     
      One facility live for 5 years
     
      Funds available on demand
     
      Ability to plan ahead with confidence

  
		Traditional Loan
		
      Suitable for a one-off purchase
     
      New loan application and credit check for each transaction
     
      Funds available after each settlement
     
      One-off access to funds

What can the Equipment Line be used for?

Your customers can use the Equipment Line for all of their equipment and fitout needs.

Purchase Equipment

No age or class restrictions on assets
Can be used with any authorised supplier, including private sales from ABN holders.
5 year term per transaction

Computers and laptops
Kitchen equipment
Business furniture

See Examples

Fitout a premises

No soft cost caps
No repayments for 120 days where interest is capitalised, after which the balance is set to repay monthly over 5 years.
5 year term per transaction

Office premises including furnishing and equipment
Retail premises
Factories

See Examples

Control how you transact

Your customer can seamlessly transact in Shift Online by uploading an invoice.

Alternatively, you can initiative the transaction in Shift Connect for them to approve. Log in to get started.

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Don't have access to Shift Connect? Join the network.

A valuable financial product for businesses looking to acquire equipment or fitout. Its flexibility, competitiveness and convenience make it a compelling option for businesses of all sizes.

- Michael Currie

Whisk Finance

For assets that are outside of the box for most lenders. It is a great alternative for assets you cannot get done under traditional asset finance, but is much cheaper than an unsecured business loan.

- Luke Osborne

Maclean Financial

A sophisticated product without the need to re-apply each time SMEs need to purchase a new asset. The process is quick, easy and Shift's customer service team is exceptional.

- Cynthia De Vera

Swoop

Approval was received within 48 hours My client was absolutely stoked and secured a site for their store relocation in time.

- George Mylonakis

Mortgage Navigators

The big benefit is the interest only period on fitouts that really does meet client needs, offering them 4 months with no repayments during that time.

- Cristian Fedrigo

Equipped Commercial Finance

I see it as a real game-changer for clients across all manner of industries, because once they’re set up, the funds are there when they need them, helping them plan with more certainty.

- Steven Emms

Speaking Finance

Get started

Fill in this form to speak to one of our BDMs and find out more about the Equipment Line.