9.95% - 19.95% annual percentage rate
Shift is finance on demand for business. Enabled by streaming data, Shift provides credit and payments platforms that help businesses trade, pay and access funds. As one of Australia’s fastest-growing technology companies, Shift is changing the way businesses access finance.
Shift has been recognised by AFR’s Fast 100, Deloitte’s Technology Fast50, Smart Company’s Smart50 and Deloitte’s Asia Pacific Technology Fast 500.
Open an account online in minutes. A Shift Account Manager will contact you to finalise your account setup, set your limit, and advise you on how to transfer funds.
Account limits range from $10,000 to $1 million. Your account limit is set based on the size or turnover of your business, which our platform can quickly assess based on the information you link online.
Shift can assess any business with a valid Australian Business Number with over 1 year trading history. You will also need to provide your mobile number, drivers’ licence or passport, and securely connect your business bank account.
Limits under $250,000 can be approved within hours, with no paperwork.
Our Account Managers can help you with any questions – head here for their contact details.