unsecured small business loans

$25,000 without the wait

Certainty, without the wait

To make informed decisions, business owners need certainty and speed. That’s why Shift offers a 5-minute online registration for business loans up to $25,000. Because knowing how much you can borrow should never be a mystery.
For small businesses
5-minute online registration
No propery security required
Up to $25,000
Up to 3 years or revolving
Interest rate

9.95% – 19.95%
annual percentage rate

avoid lengthy applications

Online application in
less than 5 minutes

All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.

Get started

Verify your ABN, mobile and Australian ID in real time.
Please Have the following ready:
ABN, Australian driver's licence or passport number and bank account details.

Link accounts

Link your business bank account for a fast decision

Get funded

If approved, get funded within 24 hours

Need more?

We can help with limits up to $1 million for managing cash flow, growth capital or purchasing assets. Learn more about the range of SME Business Loans or call us on 1300 249 649 to discuss your specific needs.

Working Capital Facility
for everyday buisiness finance
A flexible and convenient way to finance your working capital expenses including salaries, stock purchases, marketing, renovations and projects.
Learn more
Business Overdraft
Manage cash flow
Transfer funds seamlessly from your overdraft to any linked business account and manage cash flow as needed.
Learn more
Term Loan
Grow & Expand your business
A convenient business finance solution of up to $1 million to support the growth and expansion of your business.
Learn more
IDC DX Awards Winner
The Adviser - SME Loans under $250k - Broker product of choice
Linkedin Top startups award
Financial Review - Fast 100: 2018, 2020
Deloitte. Technology Fast 50 winner
Smart 50 - top 10 winner
Financial Review - Fast Starters
Deloitte. Technology Fast 500 winner

1300 249 649

Get started now