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Construction & Heavy Equipment Finance

A better way to purchase construction equipment

Construction & Heavy Equipment Finance facility limit
up to $1 million

When it comes to Construction and Heavy Equipment Financing, we have a range of chattel mortgage solutions to keep your business growing. Access up to $1 million for assets such as excavators and earthmoving equipment, machinery attachments, trailers, scaffolding and more.

No age restriction for any asset
Bank statements only – no financials up to $250k
Manageable ATO debt considered
Equipment Finance facility limit
Up to $1 million
Interest rate

Based on the type of asset, age and property or non-property backed

Fees

No annual fees.
Establishment fee $499.

Term
Up to 5 years
Minimum time in business
2 years +
Repayments
Monthly in advance
avoid lengthy applications

Online application in
less than 5 minutes

All we need is a few business and personal details so we can verify you in real-time, avoiding a lengthy application. Link your bank account and we can service you on the spot.

Get started

Verify your ABN, mobile and Australian ID in real time.
Please have the following ready:
ABN, Australian driver's licence or passport number and bank account details.

Link accounts

Link your business bank account for a fast decision

Get funded

If approved, get funded within 24 hours

Frequently asked questions

What is the minimum qualifying criteria for Construction and Heavy Equipment Finance?
We can assess any business with an Australian ABN that has been trading for 2 years or more with an annual turnover of at least $250,000
How much can my business borrow?
Depending on the assets and equipment to be financed, we offer non-asset backed loans up to $100,000, asset-backed up to $250,000 with bank statements only and up to $1 million including full doc.
What documents are needed to process an application for Construction and Heavy Equipment Finance?
Our process is simple and can be completed online. We require a completed Application Form and 6 months of bank statements to process an application for Equipment Finance. Prior to funding, we will need the vendor invoice and identification documents for the purchaser.
What type of equipment can be financed?

We offer finance for a wide range of primary, secondary and tertiary business assets and equipment including excavators and earthmoving equipment, machinery attachments, trailers, scaffolding and more. Our range of Asset Finance solutions also includes Vehicle Finance and General Equipment Finance options for your business.

How long does it take to finance my equipment?
Once you sign the Facility Agreement, the funds are transferred to the vendor for the purchase on the same day.
Can I speak to someone about my equipment finance options if I have any questions?

Yes, absolutely. Our Relationship Managers are available to help you with any questions and at every step of the short and simple process. They can be reached on 1300 249 649.

Can I access extra funds if I need to during the loan term?
Yes. We also offer a Working Capital Loans, Terms Loans and Business Overdrafts, as well as a range of Asset Finance solutions to help with your other finance needs.
What loan terms are available for Construction and Heavy Equipment Finance?
The loan term for this product is 5 years, depending on the asset being financed.

All asset finance options

If you’re interested in our asset finance solutions for your business, explore our full range below, or call us on 1300 249 649 to discuss your specific needs.

Vehicle Finance
Keep your business moving
Finance the purchase of business vehicles, cars, light commercial, trucks, vans, utes, trailers, SUVs and other specialty vehicles.
Learn more
Fitout Finance
Get your space ready for business
Finance a range of business fitout expenses such as shop, factory, warehouse and restaurant refurbs, retrofits or relocations.
Learn more
IDC DX Awards Winner
The Adviser - SME Loans under $250k - Broker product of choice
Linkedin Top startups award
Financial Review - Fast 100: 2018, 2020
Deloitte. Technology Fast 50 winner
Smart 50 - top 10 winner
Financial Review - Fast Starters
Deloitte. Technology Fast 500 winner

1300 249 649

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