
| Product | Establishment Fee | Direct Debit Fee | Dishonour Payment Fee | Default Interest | 
| Equipment finance/vehicle finance documentation fee | $499 | NA | $25 in the event of a failed Direct Debit | 5% p.a. chargeable on the outstanding principal | 
| Interest Rate | Dishonour Payment Fee | Default Interest | 
| 13.95% - 16.95% annual percentage rate | $5 in the event of a failed Direct Debit | 5% p.a. chargeable on the outstanding principal |