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Business Overdraft & Equipment Finance

Manage cash flow & purchase assets with confidence

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Take advantage of the exclusive Shift offer for Great Southern Bank customers 

Manage cash flow with confidence with a stand-alone, revolving Business Overdraft that lets you transfer funds seamlessly to any connected business transaction account. Or make your next equipment purchase with a better asset finance solution. Whatever your business needs, GetCapital has a solution that’s right for you.


Up to $10,000 at 9.95% pa.
24 hr approval
No financials required, bank statement assessment only
Only pay for funds used
Talk to us about limits up to $1 million

Business Overdraft

Business Overdraft limit
Up to $10,000
Interest rate
9.95% pa
$395 annual fee.
No early repayment fees.
Minimum time in business
2 years in business
& annual sales $100,000+

Business Overdraft sample repayments

Drawdown amount

Weekly repayment


Equipment Finance

Equipment Finance limit
Up to $1 million
Interest rate
Based on type of asset, age and
property or non-property backed
No annual fees.
Establishment fee $499.
Up to 5 years
Minimum time in business
2 years +
Monthly in advance


Shift is an award-winning, non-bank lender dedicated to meeting the needs of Australian businesses. Shift offers a broad range of business finance products, including the innovative “bankless” Business Overdraft, as well as solutions for asset purchases, expansion & growth and payments.

With a strong focus on customers, Shift provides the finance businesses need and the service they deserve.

Our track record and commitment to business finance innovation is recognised by top industry awards. Shift has made the Deloitte Fast 50 Top 25 three years in a row; was ranked among LinkedIn’s Top Australian Startups in 2019; AFR’s Fast 100; been listed in SmartCompany’s Top 10 Smart50 2017-2018; ranked among the fastest-growing technology companies in Asia Pacific; and voted TheAdviser’s Non-bank Broker Product of Choice award for SME loans under $250k in 2020.

IDC DX Awards Winner
The Adviser - SME Loans under $250k - Broker product of choice
Linkedin Top startups award
Financial Review - Fast 100: 2018, 2020
Deloitte. Technology Fast 50 winner
Smart 50 - top 10 winner
Financial Review - Fast Starters
Deloitte. Technology Fast 500 winner
Level 21, 177 Pacific Hwy
North Sydney, NSW 2060

Privacy Policy. Terms and conditions. Please consider the information before you decide whether the product is appropriate for your business. Standard credit assessment, fees, terms and conditions apply. The products and service offered are available in Australia from Shift Financial Pty Ltd. ABN 24 149 390 625, (“Shift”).