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View common questions and answers about Business Overdraft. Please refer to the Business Overdraft product guide to view current rates and other important product and policy information.

How does Business Overdraft work?

A Business Overdraft is linked to your customer’s business transaction account. It is generally suited to customers who need flexible access to funds for ongoing cash flow, rather than funding a specific one‑off purchase. It can also provide the ability to make secure international payments at competitive FX rates, if applicable.

Is the customer’s account permanently linked to the Business Overdraft?

Yes. The client needs to retain an active bank connection throughout the duration of the term to be able to continue to transact with the facility.

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