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Finance to grow and expand your business

As an Australian Subway® franchisee, you can take advantage of the exclusive partnership with credit and payment solutions provider, Shift.
Open an account

Financial solutions for business

Shift Trade

Pay your suppliers on time and choose flexible repayment terms that work for you.
Ideal for
Adding flexibility when managing day-to-day expenses.
Limit
Limits up to $500k are available.
Repayments
Flexible
Terms
Pay in full: up to 30 days. Instalments: up to 20 weeks.

Equipment Line

A facility limit to pay for all your equipment and fitout purchases in easy instalments.
Ideal for
Larger purchases – equipment and fitout
Limit
$2,000 - $500,000 per transaction
Repayments
Monthly
Terms
Up to 5 years

Term Loan

Access a convenient business finance solution of up to $1 million to support your business.
Ideal for
Long term business loan for expansion and growth
Limit
Weekly and monthly options
Repayments
Weekly and monthly options
Terms
Up to 5 years
New Asset Import feature for Equipment Line
Equipment Line rate reduction
Larger limits now available
Securing the finance required to import assets from overseas is now much easier with the new Asset Import feature in Equipment Line.
Finance the asset as well as all costs associated with importation.
Digital experience, with minimal documentation and checks required.
No repayments for the first 120 days while waiting for assets to arrive, followed by a 5-year repayment term.
Access to funds for purchases from over 50 countries, with competitive exchange rates.
The interest rate on purchases through Equipment Line has been reduced to 11.95%.
The new rate applies to all new Equipment Line purchases on both new and existing Equipment Line facilities.
Any purchases initiated prior to the new rate taking effect will remain on the previous rate.
The maximum limits for Business Overdraft, Equipment Line and Term Loan have all been increased.
Limits up to $2 million on Business Overdraft, Equipment Line and Term Loan are now available.
Limits up to $1 million can be assessed on banking data alone (no financial statements required), where a first or second mortgage or caveat is provided.
No ALLPAAP is required where a first or second mortgage or caveat is provided.
Up-to-date financial statements are still required for limits above $1 million.

Get started

To open an account, simply click on the link below to register.
your ABN
Australian mobile number
Australian bank account for direct debit set up
One form of ID (Australian driver's licence or passport)
Open an account

About Shift

Supporting the growth aspirations of

more than 30,000 Australian businesses

Shift’s range of credit and payment products enable businesses to take control of their cashflow, purchase assets, streamline trade terms and choose the right financial products for their ever-changing needs. As dedicated business specialists, Shift has provided financial certainty to over 30,000 businesses so they can operate and grow.

Shift Trade is specifically designed for suppliers who want a better way to manage their trade account program. Shift takes on the risk, ensuring suppliers are paid upfront on every invoice while their customers still receive flexible trade terms.