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Finance to grow and expand your business

As an Australian Subway® franchisee, you can take advantage of the exclusive partnership with credit and payment solutions provider, Shift.
Open an account

Financial solutions for business

Shift Trade

Pay your suppliers on time and choose flexible repayment terms that work for you.
Ideal for
Adding flexibility when managing day-to-day expenses.
Limit
Limits up to $500k are available.
Repayments
Flexible
Terms
Pay in full: up to 30 days. Instalments: up to 20 weeks.

Equipment Line

A facility limit to pay for all your equipment and fitout purchases in easy instalments.
Ideal for
Larger purchases – equipment and fitout
Limit
$2,000 - $500,000 per transaction
Repayments
Monthly
Terms
Up to 5 years

Term Loan

Access a convenient business finance solution of up to $1 million to support your business.
Ideal for
Long term business loan for expansion and growth
Limit
Weekly and monthly options
Repayments
Weekly and monthly options
Terms
Up to 5 years

Benefits

New Asset Import feature for Equipment Line

Securing the finance required to import assets from overseas is now much easier with the new Asset Import feature in Equipment Line.

  • Finance the asset as well as all costs associated with importation.
  • Digital experience, with minimal documentation and checks required.
  • No repayments for the first 120 days while waiting for assets to arrive, followed by a 5-year repayment term.
  • Access to funds for purchases from over 50 countries, with competitive exchange rates.

Equipment Line
rate reduction 

The interest rate on purchases through Equipment Line has been reduced to 11.95%

  • The new rate applies to all new Equipment Line purchases on both new and existing Equipment Line facilities.
  • Any purchases initiated prior to the new rate taking effect will remain on the previous rate.

Larger limits 
now available

The maximum limits for Business Overdraft, Equipment Line and Term Loan have all been increased.

  • Limits up to $2 million on Business Overdraft, Equipment Line and Term Loan are now available.
  • Limits up to $1 million can be assessed on banking data alone (no financial statements required), where a first or second mortgage or caveat is provided.
  • No ALLPAAP is required where a first or second mortgage or caveat is provided.
  • Up-to-date financial statements are still required for limits above $1 million.

Get started

To open an account, simply click on the link below to register.
your ABN
Australian mobile number
Australian bank account for direct debit set up
One form of ID (Australian driver's licence or passport)
Open an account

Trusted by 30,000 Australian businesses

Shift provides Australian businesses with credit and payment products, allowing them to take control of their cashflow, purchase assets and streamline trade terms.

Shift brings the same level of digitisation that consumers enjoy every day to the business world so businesses can manage their finances with ease, flexibility and control.

Since its founding in 2014, Shift has provided funding to support the growth aspirations of more than 30,000 Australian businesses.

Level 21, 177 Pacific Hwy
North Sydney, NSW 2060
1300 249 649 (Option 3)merchant@shift.com.au

Privacy Policy. Terms and conditions. Please consider all information provided to you carefully and seek independent legal/financial advice. Standard credit assessment, fees, terms and conditions apply. Our products are issued by Shift Financial Pty Ltd (ABN 24 149 390 625) or its subsidiary Shift Finance Australia Pty Ltd (ABN 54 601 158 507) (together "Shift").