Equipment Line

A better way to pay for equipment

Once account to pay for equipment and fitout purchases in monthly instalments.

  • Seamless onboarding

    Register online to open an account and access up to $1 million. Pay for any equipment purchases over $2,000
  • Simplify your business

    One account, one universal limit to purchase new or second-hand equipment from any supplier, any time.
  • Optimise your cash flow

    Buy equipment today or get that refurbishment underway. Pay in easy instalments spread over 5 years

Product information

The Equipment Line provides a better way to pay for equipment and fitout purchases. Use funds to purchase commercial equipment including technology, commercial equipment, and retail, office or industrial fit outs.

  • Repayments

    Monthly over 5 years
    120 fitout repayment deferral
  • Account Limit

    Up to $1 million
  • Annual fixed rate

    13.95% - 16.95%
  • Fees

    No establishment fees
    No annual fees
  • Equipment age

    No age restriction – buy new
    or second-hand
  • Time in business

    Minimum 1 year: Up to $100K
    Minimum 2 years+: Up to $1 million

How it works

  • Register online to open an account
  • Upload your invoice
  • Your supplier is paid next business day
  • You pay in monthly instalments


  • How soon can I access my Equipment Line?

    Limits under $500,000 can be approved within hours, with no paperwork. Once you sign your Facility Agreement, you can upload your invoice to Shift Online and the supplier will be paid the next business day.
  • What does the Equipment Line cost?

    You’ll pay 13.95% - 16.95% fixed annual percentage rate, with no annual fees and no establishment fees. Pay your outstanding balance or make extra repayments whenever you want.
  • How do I make repayments?

    Monthly repayments will be automatically debited from your linked business bank account.
Learn more

The IDC DX Awards recognise the achievements of businesses that have digitised multiple areas of their business with digital and disruptive technologies. Shift (known as GetCapital at the time) was awarded the Digital Disruptor of the Year and Omni Experience Innovator. Acknowledging how Shift provides a better experience for buyers and suppliers through Shift Trade.  

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The Commercial & Asset Finance Brokers Association of Australia (CAFBA) awards celebrate the broker industry. Shift has been awarded Fintech of the Year - voted entirely by brokers – for the last four years running. Brokers are our partners and we’re grateful for the continued trust we receive to work together to provide Australian businesses with the right financial products.
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Shift was listed in the Financial Review Fast 100, recognising Australia’s fastest growing companies. Shift was acknowledged for growth across all products and strong customer engagement.  

Get started

Open an Equipment Line
One account for all your equipment and fitout purchases.
Do you sell equipment to businesses?
Find out how Shift can help your business grow.