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Shift Equipment

A simple solution to manage customer equipment purchases

A better way to get paid for equipment and fitout purchases.
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Make it easy for your customers to buy more from you, with one simple, flexible account for ongoing purchases and extras.

Seamless customer onboarding

Onboard customers using a simple application process with facilities up to $1 million

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Upfront payment

Never chase another outstanding invoice while customers have up to 5 years to repay

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Make more sales

Easily track your customer applications from start to finish

Grow your business

One solution for new or second-hand equipment, fitout and associated costs

How it works

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  • Register online in minutes or get in touch
  • Log in to Shift Online to begin inviting your customers
  • Start billing your customers and track your registrations
  • Get paid next business day
Get started

Product information

The Equipment Line provides a better way to pay for equipment and fitout purchases. Use funds to purchase commercial equipment including technology, commercial equipment, and retail, office or industrial fit outs.

  • Repayments

    Monthly over 5 years
    120 day fitout repayment deferral

  • Account Limit

    Up to $1 million

  • Annual fixed rate

    13.95% - 16.95%

  • Fees

    No establishment fees
    No annual fees

  • Equipment age

    No age restriction – buy new
    or second-hand

  • Time in business

    2+ years

Frequently asked questions

Why choose Shift?
Shift is finance on demand for business. Enabled by streaming data, Shift provides credit and payments platforms that help businesses trade, pay and access funds. As one of Australia’s fastest-growing technology companies, Shift is changing the way businesses access finance. Shift has been recognised by AFR’s Fast 100, Deloitte’s Technology Fast50, Smart Company’s Smart50 and Deloitte’s Asia Pacific Technology Fast 500.
When will I be paid?
When your customer uploads and accepts the invoice, you will be paid by Shift next business day.
What does it cost?

You don’t need to pay any fees to offer Shift Equipment and fitout finance. Customers pay a 13.95% - 16.95% fixed annual percentage rate, with no annual fees or establishment fees.

How does Shift set a customer’s account limit?
Account limits range from $5,000 to $1 million, based on the size/turnover of their business. Our platform is designed to assess this quickly, using ABN, identity and other data. If customers open an account through an eCommerce integration, the maximum initial account limit is $100,000.
What is the minimum and maximum transaction size?
Your customer can process any invoice from $2,000 to $500,000 for equipment and $25,000 to $500,000 for fitout, up to their credit limit.
What if my customer doesn’t repay?
There is no risk to you, or time wasted chasing payments. Shift manages customer credit checks, late payments and collections.
How can I contact Shift?
Our merchant Account Managers can help you with any questions – head here for their contact details.

Get started