About Shift

Dedicated business specialists

Businesses are recognised as the driving force behind our economy and the heart of our community, each having their own unique set of complexities and opportunities.

Shift provides financial certainty to businesses so they can operate and grow with our range of credit and payment products across the working capital, asset finance and trade credit markets.

We're for growing business

Established small and medium-sized businesses (SMEs) are those businesses with $1m - $10m annual revenue. We've seen a 10% or more increase in 65% our customers compound annual growth rate (CAGR) since 2019.

Technology enabled

Credit and payment products that help businesses trade, pay and access funds.

Find out more

250+ employees

From our underwriters to our engineers, we’re all driven by delivering better business outcomes for our customers.

Careers at Shift

Business specialists

By combining business expertise, a relationship focus and powerful technology we’re helping SMEs do business better.

Meet the team

Credit and payment products built for Australian businesses

Shift’s credit and payments products allow businesses to take control of their cashflow, streamline trade terms and choose the right financial products for their ever-changing needs.

We’re focused on bringing the same level of digitisation that consumers enjoy everyday, to the business world so SME’s can manage their finances with ease, flexibility and control.

Established in 2014 we’ve provided over $2.5b in funding to support the growth aspirations of Australian businesses.

Products made for business

Shift’s products provide a credit limit specific to every business. Knowing their limit means our customers have a consistently clear view of how much capital is available to them, as well as control over when and how they use the funds.