Vehicle Finance

Funds to get your business moving

A convenient way to purchase vehicles for your business.

  • Seamless onboarding

    Register online to open an account and access up to $2 million.
  • Simplify your business

    Keep your business moving with access to the funds you need, when you need them.

Product information

Vehicle Finance is a convenient way to purchase vehicles for your business. Access up to $2 million for vehicles including cars, light commercial, trucks, vans, utes, trailers, SUVs and other specialty vehicles for your business.

  • Repayments

    Monthly in advance
  • Account Limit

    Up to $2 million
  • Fees

    No annual fees
    Establishment fee $499
  • Time in business

    Minimum 2 years +
  • Term

    Up to 7 years
  • Interest rate

    Based on business turnover, type and age of asset and property ownership
  • Other

    No age or class restrictions for any asset

How it works

  • Register online to open an account
  • Link your business bank account
  • Once approved and the facility agreement has been signed, the funds are transferred to the vendor for the purchase the same day.


  • What is the minimum qualifying criteria for Vehicle Finance?

    We can assess any business with an Australian ABN that has been trading for 2 years or more with annual turnover of at least $250,000.
  • How much can my business borrow?

    Non-asset backed loans up to $200,000 and asset backed loans up to $500,000 with bank statements review only. Up to $2 million with a review of annual financial statements.
  • What documents are needed to process an application for Vehicle Finance?

    We require linked bank statements to assess your business. Prior to funding, we will need the vendor invoice and identification documents.
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The IDC DX Awards recognise the achievements of businesses that have digitised multiple areas of their business with digital and disruptive technologies. Shift (known as GetCapital at the time) was awarded the Digital Disruptor of the Year and Omni Experience Innovator. Acknowledging how Shift provides a better experience for buyers and suppliers through Shift Trade.  

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The Commercial & Asset Finance Brokers Association of Australia (CAFBA) awards celebrate the broker industry. Shift has been awarded Fintech of the Year - voted entirely by brokers – for the last four years running. Brokers are our partners and we’re grateful for the continued trust we receive to work together to provide Australian businesses with the right financial products.
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Shift was listed in the Financial Review Fast 100, recognising Australia’s fastest growing companies. Shift was acknowledged for growth across all products and strong customer engagement.  

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