The new must have tool for your business

One account to pay all your suppliers – on your terms.
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Pay for materials, stock, services, even the ATO with a single Trade Account and choose repayments that suit you.
Open an account
in minutes
Get an account limit up to $50K in minutes, up to $500K within hours.
Choose a flexible
repayment term
Pay your invoice today and choose repayment terms that suit your business.
Simplify your
accounts payable
Pay all your invoices from one simple account with flexible repayment terms.
Free to join
With a Shift Trade Account, you can extend the repayment on any invoice for 14 days for free or up to 26 weeks with a transaction fee.
Pay on your terms
How it works
Upload your invoice on the Shift Trade platform
Shift will pay your supplier that day
Choose payment terms that suit your business

Open a Trade Account

Pay for materials, stock, services, even the ATO with a single Trade Account and choose repayments that suit you.

Are you a supplier?

Find out how Shift Trade can help your business grow.

Learn more

Frequently asked questions

Why Choose Shift?

Shift is one of Australia’s fastest-growing technology companies and a leading provider of credit and payment solutions that seamlessly help businesses trade, pay and access funds.

Recognised by AFR’s Fast 100, Deloitte’s Technology Fast50, Smart Company’s Smart50 and Deloitte’s Asia Pacific Technology Fast 500.

What can I buy?
A Shift Trade Account can be used to pay supplier invoices, ATO, utilities and more.
How much can I borrow?
Account limits up to $500,000 are available.
What do I need to open an account?
Shift can assess any business with a valid Australian Business Number. You will also need to provide your mobile number, driver’s licence or passport and connect your business bank account.
How long does it take?
Limits up to $50,000 can be set in minutes. Limits over $50,000 can be set the same business day.
What does it cost?
Using Shift is free unless you want to extend your repayment date. A 0% - 5.99% transaction fee applies, based on the repayment term selected.
What is the minimum invoice size?
The minimum invoice amount is $20.
How long do I have to repay?
Pay on the due date offered by your supplier or extend any transaction up to 26 weeks with a transaction fee.
How do repayments work?
A schedule of your repayments is available online. Repayments are automatically debited from your nominated business bank account. You will receive a reminder two days prior to your payment due date to advise on the amount to be deducted from your account.
How can I contact Shift?
Our Relationship Managers are available to help you with any questions. They can be reached here: Contact us.
IDC DX Awards Winner
The Adviser - SME Loans under $250k - Broker product of choice
Linkedin Top startups award
Financial Review - Fast 100: 2018, 2020
Deloitte. Technology Fast 50 winner
Smart 50 - top 10 winner
Financial Review - Fast Starters