Shift logo
Equipment Line

A better way to pay for equipment

One account to pay for equipment and fitout purchases in monthly instalments.

Equipment Line benefits

fast

Seamless onboarding

Register online to open an account and access up to $1 million. Pay for any equipment purchases over $2,000.

Simplify your business

One account, one universal limit to purchase new or second-hand equipment from any supplier, any time.
calendar

Optimise your cash flow

Buy equipment today or get that refurbishment underway. Pay in easy instalments spread over 5 years.

Product information

The Equipment Line provides a better way to pay for equipment and fitout purchases. Use funds to purchase commercial equipment including technology, commercial equipment, and retail, office or industrial fit outs.

  • Repayments

    Monthly over 5 years
    120 day fitout repayment deferral

  • Account Limit

    Up to $1 million

  • Annual fixed rate

    13.95% - 16.95%

  • Fees

    No establishment fees
    No annual fees

  • Equipment age

    No age restriction – buy new
    or second-hand

  • Time in business

    2+ years

How it works

Register online to open an account

Step 1

Upload your invoice

Step 1

Your supplier is paid next business day

Step 1

You pay in monthly instalments

Step 1

FAQs

  • How soon can I access my Equipment Line?

    Limits under $500,000 can be approved within hours, with no paperwork. Once you sign your Facility Agreement, you can upload your invoice to Shift Online and the supplier will be paid the next business day.

  • What does the Equipment Line cost?

    You’ll pay 13.95% - 16.95% fixed annual percentage rate, with no annual fees and no establishment fees. Pay your outstanding balance or make extra repayments whenever you want.

  • How do I make repayments?

    Monthly repayments will be automatically debited from your linked business bank account.

Get started

Open an Equipment Line
One account for all your equipment and fitout purchases.
Open account
Do you sell equipment to businesses?
Find out how Shift can help your business grow.
Find out more