All-in-one trade credit platform

Multiply the spending power of your customers.

Grow your business

Convert more customers and increase purchase frequency by offering better payment terms, up to 120 days.

Improve cash flow

Get paid upfront while your customers pay over time, with payment extension or instalment options.

Offer seamless payments

Customers can open an account up to $50K and transact within minutes, enabling a seamless sales process.

Transact anywhere

Offer payments in store, online or with orders, whatever your business model.

Your competitive advantage

  • Offer your customers 7, 14, 30, 45, up to 120 day payment terms, while you get paid the next business day.
  • We offer customers payment extension or instalment options up to 26 weeks - giving them even longer to pay.

How it works

Register online

Step 1

Invite your customers to join

Step 1

Invoice your customers

Step 1

Get paid the next business day

Step 1

It’s easy to get started

Add Shift as a payment option on your website and invoices.
Invite customers into your trade program through Shift.
Integrate Shift with your online, in-store or back-office ordering system.

Frequently asked questions

Why choose Shift?
Shift is finance on demand for business. Enabled by streaming data, Shift provides credit and payments platforms that help businesses trade, pay and access funds. As one of Australia’s fastest-growing technology companies, Shift is changing the way businesses access finance. Shift has been recognised by AFR’s Fast 100, Deloitte’s Technology Fast50, Smart Company’s Smart50 and Deloitte’s Asia Pacific Technology Fast 500.
When will I be paid?

When your customer accepts the invoice, you will be paid the next business day.

What does it cost?

Prices start from 0.21% and are comparable with transaction fees you would pay on other payment methods. Pricing varies based on terms provided.

What is the minimum and maximum invoice size?

The minimum invoice amount is $20. You can process any invoice up to the customer’s available credit limit.

What if my customer doesn’t repay?
Shift manages customer credit checks, late payments and collections with no risk to you.
How can I contact Shift?

Our Account Managers are available to help you with any questions. They can be reached here: Contact us.