A trade account made for business
Open an account in minutes
Register online and get an account limit up to $50K in minutes, up to $500k in hours.
Access flexible repayment terms
Pay your invoice with Shift and get access to 14 day repayment terms at no cost to you.
Use your limit for ongoing purchases
Pay all your invoices from one simple account with flexible repayment terms, up to 20 weekly instalments.
New to Shift?
Already a Shift Trade Account customer?
How it works
Register in minutes
We will invoice you through Shift
Access 14 day payment terms
Have questions?
Frequently asked questions
Why choose Shift?
Shift is one of Australia’s fastest-growing technology companies and a leading provider of credit and payment solutions that seamlessly help businesses trade, pay and access funds. Recognised by AFR’s Fast 100, Deloitte’s Technology Fast50, Smart Company’s Smart50 and Deloitte’s Asia Pacific Technology Fast 500.
What can I buy?
A Shift Trade Account can be used to pay supplier invoices, ATO, utilities and more.
How much can I borrow?
Account limits up to $500,000 are available.
What do I need to open an account?
Shift can assess any business with a valid Australian Business Number. You will also need to provide your mobile number, driver’s licence or passport and connect your business bank account.
How long does it take?
Limits up to $50,000 can be set in minutes. Limits over $50,000 can be set the same business day.
What does it cost?
The Smokemart 14 day term offered is at no cost to you.
What is the minimum invoice size?
The minimum invoice amount is $20.
How long do I have to repay?
Your payment date will be 14 days after the invoice is issued.
How do repayments work?
A schedule of your repayments is available online. Repayments are automatically debited from your nominated business bank account. You will receive a reminder two days prior to your payment due date to advise on the amount to be deducted from your account.
How can I use my account for ongoing purchases?
Your Shift account can be used to pay any Australian supplier. Simply log in to Shift Trade, click ‘Make a payment’, enter your invoice details and choose between two repayment options – ‘Pay in full’ or ‘Pay in instalments’.
- Pay in full
Pay your invoice in 14 days for free. Your account will be direct debited for the full invoice amount in 14 days. - Pay in instalments
Pay your invoice over weekly instalments up to 26 weeks, with a transaction fee. A 0% - 9.99% transaction fee applies, based on the instalment term selected.